Ecosystem finance infrastructure
SokoStack connects suppliers, buyers, and banks on one secure platform. Invoices are verified, funds are released, and repayment settles automatically.
Upload invoice
Supplier submits invoice securely.
Buyer confirms
Buyer verifies the invoice.
Bank funds
Bank approves and disburses funds.
Repayment settles
Closed-loop repayment settles automatically.
Verified invoice flow
Only confirmed invoices move forward.
Faster access to capital
Turn approved invoices into cash sooner.
Closed-loop repayment
Repayment happens automatically.
Auditable records
Every action is tracked and verifiable.
Enterprise security
Bank-grade controls and data protection.
Platform services
Every product runs on the same shared data model — an invoice financed through SCF strengthens the underwriting behind Growth Capital, and SIRE settles the money end to end.
Suppliers upload invoices, buyers verify them, and banks disburse early payment against the confirmed amount. Repayment settles automatically when the buyer pays.
Working-capital loans and invoice discounting offers built on the same underwriting data as SCF — health score, trading history and repayment behaviour.
The payment rail that moves money between the bank, the programme wallet and the supplier — with real FX conversion, fees and settlement via RTGS, PesaLink or M-Pesa.
Suppliers upload invoices through a secure connection.
Buyers review and confirm the invoice is valid.
Banks approve funding against verified invoices.
Repayment is collected and settled automatically.
Unlock cash tied up in unpaid invoices and grow with confidence.
Cash unlocked
32%
Strengthen supplier relationships, increase visibility, and keep operations moving.
On-time delivery
28%
Lend against verified flows with clearer risk and automatic repayment.
Portfolio quality
41%
